Floyd Financial Blog
Explore our financial blog for valuable insights, practical advice, and fresh perspectives on effective financial management. Our mission is to empower you with the knowledge and resources needed to enhance your financial well-being and make informed decisions.
A Comprehensive Guide to 529 Plans and Coverdell ESAs for Education Savings Navigating college savings is a significant concern for many families. With rising tuition costs and the increasing necessity of higher education for career advancement, parents and guardians are keenly focused on finding effective ways to set aside funds
Tips to Serve Your Family Now and into the Future Through Smart Legacy Planning for Families Affluent individuals often turn to legacy planning for families to ensure that they protect not only their financial standing but also their values and missions. Some of the steps they may take include designating
What You Should Consider Before Making This Significant Purchase When it comes to managing your finances and making prudent investment decisions, one option that may have captured your attention is potentially purchasing a vacation home. The allure of owning a second home in a desirable location can be quite enticing,
Are You Your Own Worst Enemy When It Comes to Your Investments? As humans, we all have instinctive behavioral biases that drive and influence our decision-making. It all stems from investor psychology; you may think that this doesn’t apply to money matters, but the fact is that for many of
Managing Financial Strategies During High Inflationary Periods to Optimize Wealth Over Time Inflation is the increase in the cost of goods and services over time. As inflation rises, the purchasing power of your money decreases – which you may feel in your daily life. However, it can also have a
How to Find Your Way to Financial Freedom – On Your Timeline It’s easy to envision the benefits of early retirement, isn’t it? You could have more time for the people you love, the chance to travel the world, the opportunity to dig into your hobbies, and whatever else you
Identify the Protections You May Need for Your Assets and Your Loved Ones’ Futures Life has a funny way of throwing us curveballs, doesn’t it? …
Charitable giving tax advantages are probably not the first thing on your mind when you decide to make a philanthropic gift. After all, deciding to …
Key Considerations for Your Business Finances As a small business owner, you’re juggling multiple priorities at once. Are you spending enough time on your financial …
Clarity is Key if You Want to Reach Your Personal Financial Benchmarks When it comes to your money goals, it’s important to find the right …
Use This Season to Reassess and Refresh Navigating Social Security benefits effectively requires strategic consideration and timing. It’s a cornerstone for many when planning for …
Strategic Planning for Sustained Financial Well-Being in Your Golden Years When you’re preparing for retirement, it’s important to thoroughly plan for your long-term financial needs. …
